Resources - American Professional Agency

Yes, you may get a quote. We are here to help. Use the "Apply Now" button at the top right of the page and fill in the form, then click the "Get Quote" button on the bottom right. Or, if you prefer, you may speak with one of our experts during business hours. We will make sure you are getting the most accurate estimate based on your specific needs. Please call us at 800.421.6694

No, you do not need to purchase Tail insurance on your current Claims Made policy once you choose to switch to the American Professional Agency, Inc. program. Instead, you can request “Prior Acts” coverage wherein you simply show us a current active Certificate of Insurance or Declarations page and we will honor your Original Retroactive date, no matter how far back it goes. You will have full uninterrupted coverage. (Note: If your current policy is an Occurrence policy, no further action is needed to switch.)

Yes. We will need your APA membership number in order to verify your standing with the Association. We will verify your membership upon application.

In today's litigious environment, malpractice awards can reach astronomical heights, potentially surpassing standard coverage limits. If you find yourself facing a lawsuit where legal expenses and settlements exceed your employer's insurance limits, you could be personally liable for the difference. This is where American Professional Agency's robust coverage becomes invaluable. Further, most employer policies do not cover legal defense expense reimbursement for Board Investigations/Complaints.

Yes, your policy includes coverage for telebehavioral health services. Telehealth is treated the same as face-to-face services, as long as you abide by the state licensure guidelines based on your patient's location at the time of treatment and as long as you are utilizing a HIPAA-compliant platform to deliver the telehealth services.