Terms of use

Terms and Conditions of Use
BY ACCESSING AND USING THIS WEBSITE, YOU AGREE TO THE FOLLOWING TERMS AND CONDITIONS OF USE, AS WELL AS ALL APPLICABLE LAWS AND REGULATIONS. IF YOU DO NOT AGREE TO ALL OF THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS OR OTHERWISE USE THIS WEBSITE OR ANY INFORMATION OR CONTENT CONTAINED ON THIS WEBSITE. YOUR ACCESS TO AND USE OF THIS WEBSITE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW. THESE TERMS AND CONDITIONS MAY BE MODIFIED, CHANGED, SUPPLEMENTED OR UPDATED BY AMERICAN PROFESSIONAL AGENCY INC. AT ANY TIME WITHOUT ADVANCE NOTICE. ANY NEW CONTENT ADDED TO THIS WEBSITE WILL ALSO BE SUBJECT TO THESE TERMS AND CONDITIONS OF USE EFFECTIVE UPON THE DATE OF ANY SUCH ADDITION. BY ACCESSING THIS WEBSITE, YOU ARE BOUND BY ANY SUCH MODIFICATIONS, CHANGES, SUPPLEMENTS AND UPDATES AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.
Disclaimer
THIS WEBSITE AND ALL INFORMATION CONTAINED ON THIS WEBSITE IS PROVIDED “AS IS” WITH NO GUARANTEES AS TO ACCURACY, COMPLETENESS OR TIMELINESS. AMERICAN PROFESSIONAL AGENCY, INC. DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, (A) ANY WARRANTY FOR CONTENT, INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE AMERICAN PROFESSIONAL AGENCY SITE; (B) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, OR SERVICES OFFERED ON OR THROUGH THE AMERICAN PROFESSIONAL AGENCY SITE; (C) ANY WARRANTIES THAT THE AMERICAN PROFESSIONAL AGENCY SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS; (D) ANY WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THAT THE AMERICAN PROFESSIONAL AGENCY SITE WILL BE COMPATIBLE WITH YOUR COMPUTER EQUIPMENT; AND (E) ANY WARRANTIES OF NON-INFRINGEMENT
Limitations of Liability
AMERICAN PROFESSIONAL AGENCY IS NOT RESPONSIBLE FOR, AND EXPRESSLY DISCLAIMS, ALL LIABILITY FOR, DAMAGES OR LOSSES OF ANY KIND, WHETHER DIRECT OR INDIRECT, CONSEQUENTIAL, COMPENSATORY, ACTUAL, PUNITIVE, SPECIAL, INCIDENTAL OR EXEMPLARY, ARISING OUT OF USE, REFERENCE TO, OR RELIANCE ON ANY INFORMATION OBTAINED ON OR THROUGH THIS WEBSITE, REGARDLESS OF WHETHER AMERICAN PROFESSIONAL AGENCY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS OR NOT.
Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.
Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.